Editor's Review
In a world where every purchase and financial decision counts, Aspiration's innovative app, 'Invest in the Planet,' offers an exciting opportunity to earn up to 3.00% APY while actively contributing to the fight against climate change. With a focus on ethical spending and eco-conscious investing, this app provides a unique platform for users to align their financial activities with their values.
By combining spending, saving, and investing features, Aspiration empowers individuals to make a positive impact on the environment through their everyday transactions. Whether you're shopping, saving for the future, or seeking to grow your wealth responsibly, this app offers a range of benefits that set it apart from traditional banking services.
Features
Spend & save account
Tree planting with every purchase
Socially responsible deposits
Unlimited ATM withdrawals at 55,000+ Allpoint ATMs
Up to 3.00% APY on deposits
Early payment access
FDIC insured up to $250,000 per depositor
Excess fund sweeping to FDIC-insured depository institutions
Pros
Earn up to 3.00% APY
Support tree planting initiatives
Avoid funding fossil fuel projects
Cons
Balances above $250,000 may be swept to other banks
Terms & conditions apply for APY rates